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Emaar Creek Bay Payment Plan

AED 1,800,000

Starting Price

80:20

Payment Plan

Q2 2030

Handover

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Strategic Investment Benefits of the Emaar Creek Bay Payment Plan

Creek Bay at Dubai Creek Harbour payment plan follows Emaar’s standard 80:20 structure. This means you pay 80% of the property value pre-handover in small installments and 20% at the time of handover. This payment plan comes with outstanding strategic investment benefits.

  • Affordable Down Payment: With this payment plan you can book a premium waterfront property with just a 10% down payment, at the current market price.
  • Maximum Financial Leverage: From the very beginning, you start earning capital growth on the total price of the property, even though you have only paid a small part of the cost.
  • Stress-Free Liquidity: You can pay 70% of the property price during construction into small, predictable 10% installments spread over nearly 4 years.
  • Affordable Handover: You can pay 20% balance at the time of handover and get the keys of your brand new home.
  • Built-In Saving Tool: The structured milestones function as a highly controlled, step-by-step savings plan that builds equity without straining cash flow.

Emaar Creek Bay Dubai: Complete Payment Structure & Schedule

The payment structure for Emaar Creek Bay at Dubai Creek Harbour is a standard, interest-free 80:20 off-plan directly tied to the timeline leading up to the project’s completion.

Installment Milestone Percentage Timeline/Construction Progress
Down Payment 10% At the time of booking
1st Installment 10% January 2026
2nd Installment 10% July 2026
3rd Installment 10% January 2027
4th Installment 10% July 2027
5th Installment 10% February 2028
6th Installment 10% August 2028
7th Installment 10% January 2029
Final Handover 20% April 2030

What It Costs to Own a Home at Emaar Creek Bay

Buying an apartment at Emaar Creek Bay involves a few different types of costs, rather than the mentioned starting price of the property. The starting price of a luxurious 1 bedroom apartment is AED 1.8 million, a larger 2 bedroom apartment starts with AED 3.26 million and if you want a more spacious apartment then you can choose a 3 bedroom apartment starting from AED 5.91 million.

Now, here comes the other costs of buying an Emaar Creek Bay apartment that nobody tells you.

When you pay 10% down payment to book a unit here, you have to pay a mandatory 4% DLD fee (Dubai Land Department), a one-time government fee of registration, and an AED 3,000 Oqood registration fee etc.

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