Sharjah Property Investment For Foreigners
Want to invest in UAE real estate? You have many options. Dubai, Abu Dhabi, RAK, and so on. Each market has its pros but you want to explore a new market which has huge growth potential?
Consider Sharjah, the third-largest emirate. Itβs becoming popular for its good returns and stable market. The numbers are impressive. In the first half of 2025, Sharjahβs real estate had AED 27 billion in transactions. This is 48.1% more than the same time last year. The number of transactions also went up by 3.3%, from 46,524 to 48,059.
As an expat, if the numbers appeal to you, if Iβm not wrong, you are surely thinking about how to buy properties in Sharjah as a foreigner. Here, we are here to help guide you in property investment in Sharjah.
Why Invest in Property in Sharjah
Sharjahβs property market is growing fast, making it great for foreign investors. Hereβs why you should think about buying property in Sharjah:
Strong and Stable Economy: Sharjahβs economy is diverse and not just dependent on oil. This makes it a safe place for your property investments. The economy is growing. According to recent data, Sharjah is attracting companies in different sectors and its economy could grow up to 7.5 per cent in 2025, which is a very positive point for real estate investors or who want to set up their business.
Good Value for Money: Compared to Dubai next door, you can get similar quality properties in Sharjah for less money. This means you can buy more with your money, maybe even multiple properties instead of just one.
High Rental Income: You can earn good money renting out property in Sharjah. On average, you can get 6-10% of the propertyβs value as yearly rent. This is better than many other places around the world. Thereβs always demand for rentals from professionals and families looking for good, affordable homes.
Great Location: Sharjah is between Dubai and the Northern Emirates, which is a big advantage. With better roads and transport, itβs now much quicker to get to Dubai. This makes Sharjah popular with people who work in Dubai but want cheaper housing.
What is the eligibility criteria for foreigners buying property in Sharjah ?
Can Foreigners Buy Property in Sharjah?
Yes, you can! But you need to know what applies to foreign investors. In 2014 the Government of Sharjah made significant changes to the real estate ownership laws for expat property investment. The initial changes allowed non-GCC nationals to buy property in Sharjah as long as they had a valid residency visa. But foreign investors could only buy up to 5 properties in the several Sharjah freehold areas for foreigners to invest.
No Residency Required
You donβt need UAE residency to buy property in Sharjah. Foreign investors from any country can buy in designated areas without prior residency. This makes Sharjah property for foreigners accessible no matter where you live now.
Where Foreigners Can Buy ?
As a foreign investor you can buy property in specific freehold areas:
Tilal City
Al Mamsha
Maryam Island
Aljada
Sharjah Waterfront City
Masaar
Outside these areas ownership is limited to UAE and GCC nationals. Always check the ownership status of any property youβre looking at.
Visa Benefits
When you buy property in Sharjah as a foreigner you might be eligible for a UAE residence visa if your investment is AED 2 million or more. This visa covers your immediate family too, adding extra value to your investment.
Age and Financial Requirements
You must be at least 21 years old to buy property. Thereβs no income requirement to buy property but to get a mortgage:
Monthly income of at least AED 15,000-20,000
Proof of stable employment or business
Good credit history
Step-by-Step Guide to Buy Property in Sharjah for Foreigners
You may have thought that buying property in a foreign country can be complex. Believe us, buying property in Sharjah is very easy, just like you are clicking a few taps on your phone to book an order. Follow these steps for a smooth experience:
Step 1: Research and Choose Your Property
Your first steps start here: research Sharjahβs real estate market. Look at location, property type, developer reputation, and growth potential. For a more detailed evaluation, you may visit properties and compare prices, quality, and features. Not only primary research, you also need a good real estate agent who knows about foreign property investment in Sharjah can be very helpful.
Step 2: Check Eligibility
Once you have found a property, make sure itβs in an area approved for foreign ownership. Check what type of ownership you are getting (freehold, leasehold or usufruct) and check it matches your investment goals. Ask for the propertyβs title deed and have a legal professional review it.
Step 3: Get Financing
If you need financing, approach banks that offer mortgages to foreign investors. Gather your financial documents, including bank statements, income proof and passport copies. UAE banks offer foreigners mortgages up to 50-75% of the property value with 15-25 year repayment terms.
Step 4: Make an Offer
When you choose your dream property, the next step is to make a formal offer. If accepted, both parties will sign a Memorandum of Understanding (MOU) outlining the sale terms. You will pay a deposit as downpayments at this stage.
Step 5: Complete the Transfer
The buyer and seller must go to the Sharjah Real Estate Registration Department to complete the transfer. Bring your original passport, sale agreement, developer NOC (for first time transfers), clearance certificate and bank mortgage letter if applicable.
You will pay these fees:
- Transfer fee: 4% of property value
- Registration fee: 0.5% of property value
- Administrative fees: AED 1,000-5,000
- Agent commission: 2% of property value
After payment and paperwork, you will receive the title deed with your name as the property owner. The developer or previous owner will then handle the property handover, including keys and access cards.
Best Areas to Invest in Sharjah for Foreigners
I think you already know βLocation can make or break your investmentβ. In real estate, location is very important. So choosing the right location is key to maximising returns. Here are the top areas for property in Sharjah:
Al Mamsha Raseel
This is the first walkable community in Sharjah with modern apartments and great amenities, particularly popular among young professionals and families. Known as a car-free community, you can also have direct access to retail outlets, dining options and recreational facilities. Contemporary design with smart home technology, this community is perfect for tenants looking for modern living spaces. Strategic location and concept make it one of the best places to buy investment properties in Sharjah.
Top Projects in Al Mamsha Raseel
Alef Nama 2
Alef Hamsa 3
Sharjah Waterfront City
10 interconnected islands over 36 million sqft, Sharjah Waterfront City offers a luxurious coastal living experience like no other in the emirate. This community has 60 km of waterfront and 95 km of man made canals, a stunning archipelago of residential and commercial spaces. You can get high-end villas, apartments, and townhouses with private beaches, marina facilities, and retail outlets. Unique waterfront location makes it a prime area for property in Sharjah for foreigners.
Top Projects in Sharjah Waterfront City
The View Island
Blue Pearl
Masaar 2
Following the success of the original Masaar community, Masaar 2 continues to attract investors. The main USP of this community is its focus on nature-inspired living. Set in a lush forest environment, this development offers villas and townhouses where you can get spacious layouts and modern design. When you start living in Masaar 2, you will be amazed by the extensive green spaces, walking and cycling tracks, and sports facilities. As a perfect choice for families, the emphasis on wellness and sustainable living makes it a great option for long term property investment.
Top Projects in Masar 2
Aljada
One of the largest mixed-use developments in Sharjah, Aljada is one of the best places to buy investment properties in Sharjah. It offers a range of properties from studios to luxury apartments and townhouses. Master planned by Arada, you can experience modern living spaces with great amenities and connectivity. Retail outlets, dining options, entertainment venues, and educational facilities make this a self-sufficient community means you do not need to go outside frequently for daily needs.
Top Projects in Alijada
Arada Safa
Arada The Gate 4
Maryam Island
If you are a luxury lover, then Maryam Island will never disappoint you. Located near Al Khan Lagoon and the Arabian Gulf, Maryam Island offers luxury apartments and retail spaces in a beautiful waterfront setting. You can experience modern architecture and scenic views. When it comes to leisure facilities, you have beaches, seaside promenades, and water sports options which keep you engaged, a resort-like experience in the heart of Sharjah. Exclusive location and high-end finishing make it a great option for property in Sharjah.
Top Projects in Maryam Island
Layla Residences
Eagle Hills Citrine Residences
Al Mamzar
On the border of Sharjah and Dubai, Al Mamzar offers great connectivity to both emirates, hence highly sought after by commuters. The area has a mix of apartments and villas with varying price points to suit different investment budgets. Al Mamzar Beach Park and the surrounding coastline provide recreational spaces and enhance the quality of life for residents. Strategic location and established infrastructure make it one of the best property in Sharjah for foreigners.
Top Projects in Al Mamzar
Rental Yield for Best Areas in Sharjah for Foreigners
Understanding potential rental returns is essential when evaluating property investment in Sharjah for foreigners. Hereβs what you can expect in top investment areas:
| Area | Property Type | Average Purchase Price (AED) | Average Annual Rent (AED) | Rental Yield |
|---|---|---|---|---|
| Al Mamsha Raseel | 1-Bedroom | 650,000 | 45,000 | 6.9% |
| Sharjah Waterfront | 2-Bedroom | 1,200,000 | 80,000 | 6.7% |
| Masaar 2 | 3-Bedroom Townhouse | 2,100,000 | 135,000 | 6.4% |
| Aljada | Studio | 450,000 | 36,000 | 8.0% |
| Maryam Island | 1-Bedroom | 750,000 | 55,000 | 7.3% |
| Al Mamzar | 2-Bedroom | 850,000 | 60,000 | 7.1% |
Benefits of Buying Property for Foreigners in Sharjah
Investing in Sharjah real estate offers advantages beyond financial returns. Hereβs what makes property investment in Sharjah for foreigners particularly attractive:
Residency Visa Opportunity
One major benefit is potential eligibility for UAE residency visas. When you invest at least AED 2 million in real estate, you may qualify for a 10-year renewable Golden visa that extends to your spouse and dependent children.
Tax Advantages
The UAEβs favorable tax environment makes property investment in Sharjah especially attractive:
No personal income tax
No capital gains tax on property sales
No property tax (just a one-time registration fee)
No inheritance tax
These tax benefits significantly boost your investment returns compared to many other global markets.
Explore Now: Tax-friendly cities 2025
Investment Diversification
Adding Sharjah real estate to your portfolio provides valuable geographical diversification. The UAE economy operates on different cycles than Western markets, potentially offering stability when other markets struggle.
Value Growth Potential
Sharjahβs ongoing infrastructure development, population growth, and economic diversification drive sustained property value appreciation. Recent data shows:
Property values in prime areas have grown by 8-12% annually
New infrastructure projects enhance connectivity
Government initiatives to attract businesses create more demand
Easy Management
Even if you are living abroad, managing your Sharjah property is very easy. Many professional property management companies offer comprehensive services, which include tenant finding, rent collection, maintenance, and regular inspections. You need to pay only 5-8% of your annual rental income.
Practical Tips for Foreign Investors
Beyond understanding the process, these practical tips will help you navigate how to buy properties in Sharjah more effectively:
Timing Your Purchase
Sharjahβs real estate market, like any market, goes through cycles. Current indicators show strong growth, with H1 2025 data showing a 48.1% increase in transaction value year-on-year. This upward trend makes now a good time to enter the market before prices rise further.
Off-Plan vs. Ready Properties
When considering property investment in Sharjah for foreigners, decide between:
Off-Plan Benefits:
Lower initial prices
Flexible payment plans
Modern designs
Choice of units
Ready Property Benefits:
Immediate rental income
No uncertainty about what youβre getting
Established community
No construction delay risks
Choose based on your investment timeline, risk comfort, and cash flow needs.
Working with Experts
Getting the right professionals helps:
Real estate agents with experience helping foreigners
Legal consultants to review contracts
Financial advisors familiar with UAE banking
Property inspectors for ready properties
Conclusion
Investing in Sharjah is a great opportunity to be part of one of the most promising real estate markets in the UAE. With 6-8% rental yields, strong growth potential, and friendly ownership rules, Sharjah has a lot to offer for international investors. The vision, development and investor-friendly policies of the emirate make it more attractive. The latest stats from H1 2025 show a 48.1% increase in transaction value is proof of the marketβs performance and direction.
I think this in-depth guide answers all of your questions, including βhow to buy properties in Sharjah?β But if you need any help regarding anything, whether it may be in choosing a property or location analysis, our experts are always available. All you have to do is just connect with them to get a personalized experience.
