Ajmanโs Real Estate Market Surges to $112M in September 2025
The Ajman real estate business has shown impressive growth with property values of up to AED410 million ($112 million) in September 2025 according to data published by the Department of Land and Real Estate Regulation. This is one of the strongest months in recent years, with a significant contribution made by the increasing investor interest as a result of the UAE Golden Visa Program.
The department verified a total of 161 valuation deals, residential, commercial, and industrial properties. The steady expansion underscores how Ajman has evolved into one of the fastest-growing property markets in the UAE especially among investors who have been eager to find affordable entry points into the market with long-term occupancy incentives.
Golden Visa Reforms: The Key Driver Behind the $112M Boom
Valuations momentum, according to Eng. Omar bin Omair Al Muhairi, Director-General of the Department is directly related to the Golden Visa property investment activity. Among the total 161 transactions, 124 were transacted directly in relation to Golden Visa applications which constituted a combined amount of more than AED259 million (or equivalent of 71 million dollars).
This represents almost 69% of the total monthly valuation volume and shows how transactions associated with the Golden Visa are transforming the property market of Ajman in 2025.
These estimates include not only investor-related purposes but also individual, court, and institutional property estimates, which are indicative of increased trust in the Ajman regulatory framework. Having clear valuation guidelines and simplified online procedures, the real estate ecosystem in Ajman has turned to be an exemplar of effective, investment-friendly state governance.
Breaking Down the Numbers: Whatโs Fueling Investor Interest
The residential sector of Ajman was the first with AED179.8 million in total valuations. Commercial real estate was next with AED120.4 million (33 million) with increased interest in retail and mixed-use assets.
Industrial property appraisals have also experienced a consistent upsurge as the emirate keeps receiving logistics and manufacturing entrepreneurs who want to be close to Dubai and Sharjah, yet at reduced expenses and reasonable land rates.
This diversification is a sign of the balanced economic growth that Ajman has put into place, such that residential, business, and industrial sectors all play a role in the long-term stability of real estate.
Breakdown (September 2025) by category:
| Property Type | Valuation (AED) | Value (USD) | Market Share |
|---|---|---|---|
| Residential | 179.8M | 49M | 44% |
| Commercial | 120.4M | 33M | 29% |
| Industrial | 109.8M (approx.) | 30M | 27% |
| Total | 410M | $112M | 100% |
These statistics validate the rising popularity of Ajman as a diverse real estate market - reachable, diversified and with all the potential to grow sustainably.
Golden Visa Property Investment: A Catalyst for Long-Term Growth
The UAE Golden Visa real estate requirements program has emerged as a significant contributor to the property investment in Ajman in 2025. The initiative has opened to international buyers, particularly South Asian, European, and GCC, by permitting investors with real estate prices of AED 2 million or above to be considered as residents within a period of 10 years.
Ajman offers an affordable route to the eligibility of the Golden Visa due to its competitive prices against Dubai and Abu Dhabi. Off-plan property and ready villa investments are increasingly becoming the choice of many investors in the coastal communities of Ajman in order to capitalize on the flexibility of payment process and long-term returns.
How the Golden Visa Boosts Property Demand:
- Residency Benefits: Investors will have long-term UAE residency on their own and their families.
- Stability & Ownership: Ajman is a low-risk investment environment with freehold rights and secure registration.
- Low Cost Leadership: Ajman has one of the lowest prices per sq. ft in the UAE, which will strengthen the ROI.
- Increased Value: Golden Visa transactions result in a consistent upward trend in real estate pricing.
- Cross-Emirate Appeal: Investors based in Dubai tend to choose Ajman with its housing of a good price in a 40-minute drive.
All these are converging to present Ajman as one of the most investor-focused markets in the UAE, with the balancing of the Golden Visa eligibility, affordability, and profitability.
The Dynamic Real Estate Environment in Ajman
In addition to the numbers of headline valuations, the property market in Ajman is experiencing a structural change. The continued attention to urban development, coastal masterplans, and the enhancement of infrastructure in the emirate is also drawing developers and end-users.
The Ajman off-plan properties development (such as mixed use projects along the Corniche and Al Zorah) is generating a new impetus among the early entrants to invest in the city before the project delivery dates of 2026 to 2028 and achieve appreciation.
The residential neighborhoods of Ajman now compete with the suburban residential offer of Dubai in terms of design, facilities, and accessibility, still being 40-60% cheaper. This price differentiation has triggered the inflow of first-time buyers and foreign investors searching UAE real estate investment opportunities offering both lifestyle and financial benefits.
The Reason Why Ajman Is Becoming the Next Real Estate Hotspot in the UAE
- Strategic Location: The location of Ajman is logistically convenient and commuter friendly as it is close to Dubai, Sharjah and Umm Al Quwain.
- Affordability Edge: The property prices at the entry level are very low as compared to other emirates and the returns on capital are high.
- Government Transparency: The Department of land and real estate regulation is still upgrading digital registration, valuation and licensing systems.
- Golden Visa Attraction: The property valuations that accompany the Golden Residency in the emirate are an indication that the emirate is well aligned with federal investment policies.
- Increased Developer Action: Leading developers in the UAE are also starting to roll out projects in the city of Ajman because of competitive pricing of land and because of increasing end-user demand.
All these have integrated to ensure that Ajman property investment 2025 emerges as a premier performer in 2025, a market which is characterised by accessibility, credibility, and international investor interest.
Navigating Golden Visa Eligibility Through Ajman Property Buys
Ajman will offer one of the easiest and most affordable entry points to investors looking to obtain a UAE Golden Visa minimum investment via real estate. The current property investment needed to obtain long-term residency stands at a minimum of AED 2 million, and the alternatives include ready and off-plan property.
The Regulatory Environment at Ajman Provides:
- Open assessments by government departments.
- Certificates of ownership of property.
- Eligibility in residential and commercial property categories.
Ajman, with most of its AED259 million in transactions with the Golden Visa program, has proven to be the key to the overall economic diversification policy of the UAE - bringing in talent, capital, and long-term residents.
The Road Ahead: Sustainable Growth Beyond 2025
With Ajman currently undergoing development of new mixed-use waterfront projects, pleasing its digital property infrastructure, experts anticipate that the emirate will continue to achieve a consistent 6-8% yearly valuation increase within the coming 2 years.
This development is in tandem with the UAE vision of promoting smaller emirates to be major assets in the national economy in addition to providing other affordable and stable options of real estate investment to investors.
As the Golden Visa program gains traction, and as developers become increasingly interested in Ajman, the real estate sector there is just warming up and the fact that it has already reached the mark of $112 million valuation is the beginning of a long period of success and global focus.
