If you are looking for Dubai off plan property investment right now, then Emaar Golf Trails is creating a huge buzz in the market. Located in the Emaar South district, the project offers golf course views and quick access to the Al Maktoum International Airport. But as a buyer, the real deciding factor is not the location. It is the price, how the payment plan works.
Most Emaar Projects follow a 80:20 payment ratio. Emaar Golf Trails follow that payment plan, where you cover 80% of the payment during the construction phase and the rest 20% during handover.
Let’s see the full Emaar Golf Trails payment plan and see how much installments you need to pay during the construction phase.
Emaar Golf Trails Installments Structure
The installment structure follows a 10|70|20% breakdown, where 10% is the down payment, 70% is the construction phase and 20% is the final payment.
10% Down Payment
This is your booking amount. For a 1-bedroom apartment starting at AED 1.25M, you need AED 125000 as your initial payment to book the unit. Same for 2-bedroom units priced at AED 1.81M, you need AED 181000 and for 3 bedroom units, you pay AED 271000.
70% During Construction Phase
Emaar splits the 70% huge payments in small installments. For 1-bedroom apartments, the payment will be AED 875000 which you need to clear in 7 installments. You choose 1-bedroom apartment in Emaar Goldf Trails, then you need to pay based on following installments:
| 1st Installment | Immediate Follow-up | AED 125000 | Within 30 days from the booking date |
|---|---|---|---|
| 2nd Installment | Time-Based Milestone | AED 125000 | Within 6 to 7 months from the booking date |
| 3rd Installment | Time-Based Milestone | AED 125000 | Within 11 to 12 months from the booking date |
| 4th Installment | Initial Construction Link | AED 125000 | Within 18 months from booking (Typically aligns with 10% to 20% site progress) |
| 5th Installment | Structural Completion Link | AED 125000 | Triggered precisely when construction hits 40% completion |
| 6th Installment | Enclosure / Masonry Link | AED 125000 | Triggered precisely when construction hits 60% completion |
| 7th Installment | Finishing Stage Link | AED 125000 | Triggered precisely when construction hits 80% completion |
20% on Handover
The final 20% payment is due on handover Q4, 2029.
The Advantages of Emaar Golf Trails 80:20 Payment Plan
Emaar Golf Trails 80:20 payment plan offers multiple advantages to the off-plan property buyers.
Low Upfront Capital Requirement: You only need 10% amount based on chosen unit to book your property. As per market history, every off-plan property gains about 20 to 30% appreciation between planning to handover. If you buy today with 80:20 payment plan, you will het same advantages .
Mortgage-Friendly: Emaar Golf Trails payment plan is mortgage-friendly. You can pay the installment payment via a bank mortgage.
Golden Visa Eligibility: If you buy 3-bedroom apartments or limited 3-bedroom townhouses, then you can easily qualify for the UAE Golden Visa.
Costs to Consider with Emaar Golf Trails Payment Plan
The 80:20 payment plan lowers your upfront amount but you need to add this administrative fees in your initial payment.
DLD Registration Fee is 4% of property value
Agency Fees: 2%
DLD Admin Fee: AED 40
Developer Administration Fee: AED 5,000
Final Thoughts
Emaar Golf Trails Installments structure is helpful for both end users and investors. It makes a premium real estate investment without heavy burden. Spreading the 70% payment over 3 years, it lets you manage capital for other financial goals.
Hope you understand the installments. Remember to always buffer 6 to 7% payment for initial down payment. If you are ready to invest then, register your investment from here.
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